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Alternative Business Loan Fund Recieves Department of Treasury Grant

first_imgCommunity Capital is one of 41 organizations nationwide to recieve a Technical Assistance Award from the U.S. Department of Treasury’s CDFI Fund. CDFIs – Community Development Financial institutions – are specialized organizations that respond to financial gaps in their local markets.Totaling $50,000, this grant will be used by Community Capital over the next two years to fund a variety of activities that will improve Community Capital’s ability to offer flexible and affordable financing and technical assistance to new and growing businesses that do not yet have access to traditional bank financing.Specific activities include: a tri-county market assessment for Orange, Lamoille, and Washington counties to identify unmet demand for alternative commercial financing, an internal organizational assessment conducted by CDFI industry leaders, board and staff training, strategic planning, and technology upgrades.Founded in 1995 as the Central Vermont Revolving Loan Fund, Community Capital has lent over $1.5 million in flexible and affordable loans to 58 micro and small businesses that are not yet able to qualify for a traditional bank loan. Almost half of those businesses have in turn benefited from over 1,000 hours of specialized post-loan business counseling, a unique program available only to borrowers of Community Capital.Other funding for Community Capital comes from the U.S. Department of Agriculture, the Vermont Community Development Program, and a variety of local bank and other private donations. For more information, contact Emily Kaminsky at 802-479-1053, ext. 263. Or, visit our website at www.cvcapital.org(link is external). Community Capital is a partner of Central Vermont Community Action Council.last_img read more

Smoke alarm compliance mistake

first_imgMake sure someone who knows the legislation is updating your smoke alarmsMs Parsons said many landlords are trying to be proactive by updating their properties to fit the legislation, however many are being caught out, with their updates still not being compliant.“We are already seeing concerning trends with landlords trying to upgrade with third parties,” Ms Parsons said.“They are trying to do the right thing and get an upgrade but 39 per cent are failing to comply.“Almost 50 per cent are failing to comply because the electricians are just putting the wrong alarms in.”She said the average cost for the update was $1200, although many owners were paying more because they were not updated correctly in the first instance.Smoke Alarm Solutions offer a subscription service that checks on alarms regularly and ensures they are up to date with the latest legislation.Most properties built before 2017 will be affected by the changes, as those built after that date should already be compliant.Recent Queensland Fire and Emergency Services and Smoke Alarm Solutions data has revealed operational fire alarms within Queensland homes has been on a downhill slide for the past two years.Only 80 per cent of smoke alarms were operational in 2018, down from 84 per cent in 2017 and 87 per cent in 2016. Shockingly, only 28 per cent of 2257 Brisbane respondents had smoke alarms in their main bedroom. Make sure your smoke alarms are in working order this winter.As the days grow shorter and the nights grow colder the dropping temperature serves as a prudent reminder to investors to make sure their rental properties have working smoke alarms.New legislation off the back of an inquest into the deaths of 11 people in a house fire in Slacks Creek 2011 will see all rental properties in Queensland required to ensure their smoke alarm systems are fulfilling new compliancy requirements by January 1, 2022. Avoid this scene at your rental property.This includes having smoke alarms installed in every bedroom; smoke alarms powered by either 240 volt or 10-year lithium batteries, having interconnected and photoelectric smoke alarms, and ensuring smoke alarms meet the Australian Standard 3876:2014.While 2022 still seems a fair distance away, Smoke Alarm Solutions COO Michelle Parsons said from May 1, 2019, a staggering 799 properties a day would have to be upgraded in order for all of the rentals in Queensland to meet the deadlines.More from newsParks and wildlife the new lust-haves post coronavirus13 hours agoNoosa’s best beachfront penthouse is about to hit the market13 hours agoAt present, smoke alarms are required to be on each storey and in hallways near the bedroom, as well as in clean and working order.last_img read more

L.A. Lakers’ Jeremy Lin makes first return to Houston since offseason trade

first_img“He’s played well,” Lakers coach Byron Scott said. “But I expect him to do better.”Lin has averaged double digits in six of the past seven games as the Lakers’ starting point guard. But he also played two other games this month where he did not make a field goal. Scott believes Lin picks up his dribble too much and hasn’t consistently defended.“He’s young and still learning,” Scott said.Lin has become accustomed handling unwanted circumstances.He lost his starting spot last season to Patrick Beverley because Rockets coach Kevin McHale preferred Beverley’s defense. Lin played off the ball with all-star guard James Harden, diminishing his playmaking abilities. The Rockets featured Lin’s No. 7 jersey on the likeness of Carmelo Anthony during their offseason’s unsuccessful free-agency pitch. Still, the Rockets praised Lin, who received a warm reception during a tribute video Wednesday midway through the first quarter. “Jeremy has been through so much thus far in his career,” Harden said. “He’s focused on himself and whatever team he is on, he’s done a great job playing his role to the best of his abilities.”Defending DwightThe video emerged for all to see.Kobe Bryant and Dwight Howard tangled in a skirmish a month ago. It first started with Howard swinging his elbows toward Bryant’s jaw as he defended him. It continued with the two jawing back and forth, including Bryant calling Howard “soft.” More video went viral that showed Bryant addressing Howard with words not suitable for print, suggesting the strain of their relationship as former teammates two seasons ago still stands.Meanwhile, Oklahoma City’s Kevin Durant addressed Howard in a recent game with a similar offending slur.“I don’t feel that way and I don’t think Kevin does either,” Bryant said Wednesday. “In moments of confrontation during a game you’ll say things during the heat of the moment. I know Dwight, I’m sure Kevin does. We don’t feel that way about him. It’s like when you get in an argument with somebody you’ll say things out of frustration or anger that you really don’t mean.”Is Bryant aware of that when it is happening in real time?“In the moment? No,” Bryant said. “In hindsight? Yes, especially now with social media. Everybody has a camera. You try to be conscious as possible in the fact that kids are watching.”Last wordPerhaps Nick Young is playfully exacting revenge for Scott imitating his voice last season as a studio analyst for Time Warner Cable SportsNet.Young ranked his top-five 3-point shooters of all time, an arbitrary list that included himself, Ray Allen, Reggie Miller, either Klay Thompson or Stephen Curry and Larry Bird. Young left Scott off the list.“Byron can shoot?” Young said, laughing. “I didn’t know that. I’m just playing.”Scott shot 37 percent from 3-point range during his 14-year NBA career. During the 1984-85 season, Scott also led the NBA in 3-point shooting with a 43.3 percent clip. “That’s Nick being funny,” said Scott, who was then asked if Young will be punished. “No extra sprints. I’ll give him a copy of the old classic NBA games. He’ll see.”Apparently Young already has. Young revealed he has participated in 3-point shooting contests with Scott.“It hasn’t been close. I’ll blame it on his hand,” said Scott, referring to Young’s right thumb injury that kept him out for six weeks. “We’ll see in about a week or two when he’s completely healthy.” Young offered a different version.“We’re going to keep that off the record because that’s my coach,” Young said. “I want to play. He destroyed me.” Newsroom GuidelinesNews TipsContact UsReport an Errorcenter_img HOUSTON >> His return here spawned reminders that Jeremy Lin’s expectations have not turned out as hoped. He signed a lucrative deal with the Houston Rockets two years ago, believing he could carry the “Linsanity” flame he lit in New York. Instead, disappointment ensued.After losing his starting position last season, Lin was traded along with a first- and second-round pick this offseason to the Lakers in a salary dump. Lin believed he could then write a new chapter in his NBA journey. But heading into the Lakers’ game on Wednesday against the Rockets at Toyota Center, Lin’s latest trail involves a few winding paths. last_img read more