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How just £50 a month can help you beat the State Pension

first_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. The annual State Pension is less than £9,000 a year. As such, many retirees might struggle to survive on this meagre income. However, FTSE 100 stocks could improve your chances of beating the State Pension.These companies offer long term growth potential that could deliver a sizeable nest egg and passive income in older age.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Long run returnsThe index is unlikely to help you achieve a sizeable pension pot in the short run. Nevertheless, the FTSE 100’s long-term returns suggest that over time, the index could turn a small initial monthly investment into a substantial retirement fund.Over the past 30 years, blue-chip stocks have returned around and 9% per annum, including dividends. Investing £50 a month in the FTSE 100 at an annual rate of 9% could produce a nest egg of £588,000 after 50 years. This would be enough to produce a yearly income of £25,280, based on the index’s current yield of 4.3%, easily beating the State Pension.Buying the FTSE 100 today is a relatively simple process. You could even receive a benefit from the government by opening a Self-Invested Personal Pension (SIPP).Tax benefits SIPPs are a great tool to save for the future because they have tremendous tax benefits. Any income or capital gains earned within a SIPP wrapper are not liable for further tax liabilities, although you will have to pay tax on the money you withdraw at the time of retirement.In addition to these tax-free benefits, SIPP contributions attract tax relief at your marginal tax rate, which is 20% for basic taxpayers. That means for every £80 you contribute, the government will provide a £20 top-up.Basic rate tax relief on contributions of £50 a month is worth £12.50, which gives a total monthly contribution of £62.50.Investing £62.50 a month in the FTSE 100 at an annual rate of 9% could produce a nest egg of £735,000 after 50 years, enough to provide a yearly income of £31,605.Difficult to predictIt’s difficult to predict what the future holds for markets in the short run. Certainly, the FTSE 100 may face challenges over the next 12-24 months. However, the index’s returns over the past 30 years show that over the long term, despite near-term challenges, the FTSE 100 can produce attractive returns for its investors.Indeed, while some sectors have struggled to produce a positive performance over the past 10 years, others have charged ahead. The banking sector has been treading water since the financial crisis, but healthcare and defence have powered forward.This implies investors should see a steady long-term return from the index over the next few decades as its diversification and international exposure help improve profits, despite uncertainty at home.As well as the government tax relief available by using a SIPP to invest in the index, these returns could help you beat the State Pension, and possibly even retire early, with only a relatively small monthly contribution. Rupert Hargreaves | Tuesday, 7th January, 2020 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images How just £50 a month can help you beat the State Pensioncenter_img “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. See all posts by Rupert Hargreaveslast_img read more

Omega Diagnostics shares: have I missed the boat to invest?

first_img The high-calibre small-cap stock flying under the City’s radar Rupert Hargreaves | Monday, 15th March, 2021 | More on: ODX Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Omega Diagnostics (LSE: ODX) shares have surged in value over the past 12 months. Investors have rushed to buy the testing company’s stock as the business has moved to develop its own coronavirus tests. These efforts have paid off.At the beginning of February, the company announced that it had inked an agreement with the Department of Health and Social Care to provide manufacturing capacity for Covid-19 lateral flow antigen tests. Today it emerged that this contract could be worth as much as £374m to the organisation. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…However, this number is just a rough guide at this stage. As Omega warned in its press release, the figure “represents a maximum of the potential value of the contract“.It also warned that the figure should not be used as an “estimate or forecast of the actual likely value of purchase orders to be received by the company“.What’s more, at this time, the business has not received confirmation that its Covid-19 lateral flow antigen test “has passed the necessary performance evaluation“. Therefore, “there are no Covid-19 lateral flow antigen tests that can be manufactured by Omega, on behalf of the Government, at this time“.While this order shows Omega’s potential, it has not guaranteed the organisation’s future. Omega Diagnostics shares: challenges ahead All of the above explains why Omega Diagnostics shares have hardly reacted to today’s news. This contract could be a massive deal for the firm. Unfortunately, as of yet, it does not have anything to sell.Further, the contract only presents an opportunity to earn up to £374m. It does not guarantee it. As the UK’s vaccination programme starts to impact infection rates, I think the longer it takes for Omega’s Covid-19 lateral flow antigen test to receive approval, the less likely it is the government will need the entire order. I believe that’s the most considerable risk facing the company right now. There’s a lot of expectation baked into the stock price after its recent performance. If Omega can’t sell its tests, I think the stock will quickly deflate. On the other hand, if the test is approved and orders are placed up to the total value of the contract, Omega Diagnostics shares could be cheap at current levels.Is the stock cheap? The stock is currently trading with a market capitalisation of £183m. The healthcare industry is trading at an average price-to-sales (P/S) of around four today.If Omega were to hit its entire contract quota in one year, that implies the stock could command a market value of just under £1.5bn. That’s the bull case here. However, everything would have to go right for that to happen, which, in my opinion, is unlikely. I think the group’s chances of making over £300m of sales in one year are slim. With that being the case, I would not buy the stock today. After the recent blowout performance of Omega Diagnostics shares, I think the market is expecting far too much from the company.  Adventurous investors like you won’t want to miss out on what could be a truly astonishing opportunity…You see, over the past three years, this AIM-listed company has been quietly powering ahead… rewarding its shareholders with generous share price growth thanks to a carefully orchestrated ‘buy and build’ strategy.And with a first-class management team at the helm, a proven, well-executed business model, plus market-leading positions in high-margin, niche products… our analysts believe there’s still plenty more potential growth in the pipeline.Here’s your chance to discover exactly what has got our Motley Fool UK investment team all hot-under-the-collar about this tiny £350+ million enterprise… inside a specially prepared free investment report.But here’s the really exciting part… right now, we believe many UK investors have quite simply never heard of this company before! Click here to claim your copy of this special investment report — and we’ll tell you the name of this Top Small-Cap Stock… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img Image source: Getty Images Omega Diagnostics shares: have I missed the boat to invest? Enter Your Email Address Rupert Hargreaves has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Rupert Hargreaveslast_img read more

Call for charities to take control over face-to-face attrition rates

first_img Howard Lake | 25 September 2007 | News He says: “The problem is twofold. Payment systems often don’t encourage PFOs [Professional Fundraising Organisations] to minimise attrition because, beyond an initial period, they get still get paid even if the donor cancels their direct debit.“And second, charities often rely on PFOs to supply them with the stats and figures associated with attrition rates so they have not enough control over this. But if charities can’t measure their own attrition and report this to PFOs, then PFOs will never be commercially motivated to deal with the issue effectively. If PFOs are left to set the parameters for attrition on their own, then attrition will continue to rise unchecked. PFOs will respond to this issue when raised fully by charities, and the competitiveness amongst PFOs will naturally see them develop systems to address this.”He added: “Charities must drive this agenda. They need to ensure that they, not the PFO, set the benchmarks for attrition and ask their PFOs for more detailed information – such as showing which sites or individual fundraisers produce higher than average attrition levels – so that they can work with their PFO to monitor and adapt their tactics. There is a fine balance between productivity and long-term value (i.e. low attrition), and this can only be tackled effectively when charities and PFOs work constructively together.”At the conference Tappin will be calling on the fundraising sector to adopt a single unified attrition measurement system, otherwise attrition will remain difficult to reduce across the board.He said that attrition means different things to different organisations. “It is usually measured by the numbers of people cancelling each month”, he explained, “but should they be grouped by the month that the cancellations came in, or by the month of donor sign-up? Both will yield wildly varying rates of early attrition figures.“Another key factor in attrition reporting is the time period: 40 per cent attrition after six months is not the same as 40 per cent attrition after a year – in fact it’s a lot worse.The entire F2F sector should adopt a common definition and measurement of attrition so that charities can easily benchmark their own attrition rates against other, similar charities and a set of industry averages, appropriate to their specific cause.” About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Individual giving Rupert Tappin, managing director of face-to-face fundraising agency Future Fundraising, is calling on charities to take more control over face-to-face attrition rates, set the benchmarks themselves, and establish a single unified attrition measurement system.Speaking at tomorrow’s ‘Where Now for Face-to-face Fundraising’ conference in London, Tappin will urge charities to take more responsibility for driving down attrition and not leave it just to face-to-face fundraising firms.Given that attrition rates are rising and the breakeven point for donors recruited on the street is therefore increasing, charities need to take a firmer grip quickly. As Tappin admits, most professional fundraising organisations do not have a financial incentive to reduce attrition rates. Advertisementcenter_img Call for charities to take control over face-to-face attrition rates  28 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

HUD & DOJ Partner Against Sexual Harassment in Housing

first_img Related Articles in Daily Dose, Featured, Government, Journal, News  Print This Post Tagged with: Department of Housing and Urban Development Department of Justice DOJ HUD sexual harassment About Author: David Wharton Data Provider Black Knight to Acquire Top of Mind 2 days ago Department of Housing and Urban Development Department of Justice DOJ HUD sexual harassment 2018-04-12 David Wharton HUD & DOJ Partner Against Sexual Harassment in Housing The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: The Industry Pulse: Updates on US Bank, Mr. Cooper, and More Next: Streamlining Banking Processes April 12, 2018 2,071 Views Home / Daily Dose / HUD & DOJ Partner Against Sexual Harassment in Housing Demand Propels Home Prices Upward 2 days agocenter_img The Department of Housing and Urban Development on Thursday announced a new series of initiatives designed to crack down on sexual harassment across the housing landscape, working in partnership with the Department of Justice (DOJ). This new push will encompass an interagency task force, an outreach toolkit, and a public awareness campaign.“All discrimination stains the very fabric of our nation, but HUD is especially focused on protecting the right of everyone to feel safe and secure in their homes, free from unwanted sexual harassment,” said Secretary Ben Carson. “No person should have to tolerate unwanted sexual advances in order to keep a roof over his or her head. Part of our mission at HUD is to provide safe housing and we will remain diligent in this mission to protect those we serve. I look forward to working with Attorney General Sessions and the Department of Justice as part of this task force to bring an end to this type of discrimination.”Thursday’s announcement follows up on the Justice Department’s renewed focus on combating sexual harassment in the housing space, first initiated in October 2017. The DOJ initiative “sought to increase the Department’s efforts to protect women from harassment by landlords, property managers, maintenance workers, security guards, and other employees and representatives of rental property owners,” according to the HUD statement.The DOJ initiative oversaw the launch of pilot programs in the District of Columbia and the Western District of Virginia. Collectively, the two pilot programs generated nine leads since they began. The HUD statement continues, “While the Justice Department recognizes that leads and investigations do not always lead to enforcement actions, the pilot program’s results—when extrapolated across all the U.S. Attorney’s Offices across the country—could lead to hundreds of new reports of sexual harassment in housing across the country.”The newly announced HUD-DOJ Task Force to Combat Sexual Harassment in Housing will focus on five key areas: “continued data sharing and analysis, joint development of training, evaluation of public housing complaint mechanisms, coordination of public outreach and press strategy, and review of federal policies.”The outreach program will help provide templates, guidance, and checklists based on pilot program feedback to the DOJ’s national network of U.S. Attorney’s Offices. According to the HUD statement, this will “amplify available enforcement resources and help victims of sexual harassment connect with the Department.”Finally, the public outreach component will include items such as public service announcements and the launch of a social media campaign.“Sexual harassment in housing is illegal, immoral, and unacceptable,” said Attorney General Jeff Sessions. “It is all too common today, as too many landlords, managers, and their employees attempt to prey on vulnerable women. We will not hesitate to pursue these predators and enforce the law. In October, I ordered a new initiative to bring more of these cases, and we have already won relief for 15 victims. Today we announce three new steps to make the initiative more effective and to win more cases. I want to thank the dedicated and committed professionals in our Civil Rights Division and our partners in the Department of Housing and Urban Development for their hard work in this effort. We will continue to aggressively pursue harassers, because everyone has a right to be safe in their home.” David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Subscribelast_img read more

100 mph winds hit Donegal

first_img RELATED ARTICLESMORE FROM AUTHOR Twitter Google+ Pinterest Previous articleMan arrested in connection with Strabane St.Patrick’s Day stabbingsNext articleLetterkenny Principal hits out at School League Tables News Highland WhatsApp Facebook Pinterest Google+ News NPHET ‘positive’ on easing restrictions – Donnelly Facebookcenter_img Twitter Three factors driving Donegal housing market – Robinson Winds of up to 100 mph have been lashing Donegal since early morning, with gardai and the Road Safety Authority urging caution on the roads. Trees and telegraph poles are down in a number of areas, and there are reports of trampolines and other items being blown from gardens onto roads.Offshore islands have been feeling the brunt of the winds, with no ferries and schools closed on Arranmore Island.Up to 1,500 homes were without power in the county at the height of the storm. The worst problems were recorded in the Rosses and Bloody Foreland. with sparodic faults in other areas. ESB say all the issues are being addressed.Speaking on the Shaun Doherty Shoe today, Chief Forecaster with Met Eireann Gerard Fleming said the winds will begin to ease by 3 o’clock this afternoon.However, he said wintry showers will increase in the coming days, and while significant accumulations of snow are unlikely, it will be very cold…………….[podcast]http://www.highlandradio.com/wp-content/uploads/2011/12/gflem1pm.mp3[/podcast] By News Highland – December 8, 2011 Guidelines for reopening of hospitality sector published LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Calls for maternity restrictions to be lifted at LUH 100 mph winds hit Donegal WhatsApp Almost 10,000 appointments cancelled in Saolta Hospital Group this weeklast_img read more

Infants twins found dead after father accidentally leaves them in car while at work: Police

first_imgWABC-TV(NEW YORK) —  Charges are pending against the father of infant twins after the pair was discovered dead inside a car in the Bronx Friday afternoon, New York City police say.Investigators said the father told them that he accidentally left the twins, a boy and a girl approximately 11-months-old, in his car Friday morning on his way to work at a nearby hospital.Authorities have released no information on the cause of the infants’ deaths, but police are investigating whether they died from heat exposure.NYPD officials said the father was taken into custody late Friday.The car, a Honda four-door, was parked in the Kingsbridge section of the Bronx.“This is a horrific situation,” one police official briefed on the situation told ABC News, describing the father as 37-years-old.Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Keep on top of major reforms

first_img Comments are closed. Previous Article Next Article Related posts:No related photos. Keep on top of major reformsOn 1 Nov 2001 in Personnel Today Sweeping reforms across the Asia Pacific and Australasian region make itvitally important that HR directors keep up with the latest employmentlegislation. Elius Levin reports Many countries in the Asia-Pacific region are modifying employmentlegislation concerning working conditions and discrimination. Between therationalisation of the Chinese Labour Law and the considerable revisionsunderpinning the New Zealand Employment Relations Act, the changes mirrorvarying degrees of the underlying local industrial relations-legal environmentnexus. HR directors of multinational corporations are wise to “Act global,think local” when dealing with host country employees and expatriates sentthere. Take New Zealand. In 2000, the Labour-Alliance coalition governmentintroduced the Employment Relations Act, which beefed up the powers and statusof unions, over that of the previous National (Conservative) government’sEmployment Contracts Act (1991), which had been designed to introduce greaterflexibility into the employee-employer relationship and away from thecentralised, wage/condition fixing system. “As a result of changes introduced with the Employment Contracts Actand carried over in the ERA, there is very little regulation of working hoursand working days,” said Peter Churchman of KPMG Legal, New Zealand.”The current legislation leaves things like the payment of overtime to theparties to work out for themselves.” New Zealand’s ERA, along with the Human Rights Act, closely follows theprevailing anti-discrimination legislation, making it unlawful to discriminateon the basis of race, religion, ethnic origin, sexual orientation and age. In most circumstances, an expatriate’s working conditions are governed bythe laws of the country in which the contract was entered into. Only for thoseexpatriates on secondment from another (home) country, and whose terms ofemployment are set in another country, is it possible to “contractout” to ensure that NZ employment laws do not apply. Churchman adds, “In this case, it would be very useful for theemployment contract to have a clause specifying the country where laws wereapplicable.” In the case where NZ laws are chosen, the law makes no distinction betweenexpatriates and local employees. Yet, irrespective of the employment agreement,all employers must comply with NZ’s health and safety laws. In Australia, an eight-hour day, 40-hour week might be considered the norm,with overtime conditions applying for all hours worked beyond this time.However, much depends on the award/agreement/contract that governs anemployee’s conditions. The various labour agreements prescribe overtime ratesas well as the amount of time permissible. While Australia’s discrimination laws are in keeping with the 1995Convention on the Elimination of all Forms of Discrimination against Women(CEDAW), in some states they also allow “special measures” to betaken to achieve equality for those disadvantaged due to their sex, maritalstatus or pregnancy. In 2000, New South Wales, in line with most of Australia, made it unlawfulto discriminate directly or indirectly against an employee or job applicantbecause of the person’s family, parental or carer responsibilities. SouthAustralia is the only state not to adopt such legislation. Expatriates working for multi-national corporations within Australia aregoverned by local employment laws and are treated no differently to localemployees, says Chris McArdle of KPMG Legal, Sydney. In China, the eight-hour day, 40-hour week is legally observed. However,employers do have some freedom to reschedule working hours depending on thenature of work and production needs while maintaining the regular 8/40 system,with one day of rest. Beyond this, implementing legislation of China’s 1994 Labour Law prescribesthe legal limit for overtime as three hours a day, with a maximum 36 hours permonth, as well as overtime to be paid. Says Peter Corne, a consultant ofLinklaters Shanghai, “The Law unifies a raft of regulations and rulesvariously issued by the People’s Congress, the State Council, its variousministries as well as some local government regulations.” Also, the minimum wage system is increasingly being adopted throughoutChina. In 2001, nine regions have adjusted their minimum wage standard, following15 other regions in 2000. To date, nearly 30 provinces, autonomous regions andmunicipalities have minimum wage legislation. In terms of anti-discrimination legislation, the 1994 Labour law mirrorsmuch of that of its neighbours and CEDAW. China also has in place stipulationsthat positive discriminate towards women, disallowing them from performingcertain types of graded, physically arduous work. And, when it comes to employment contracts between expatriates and Chineseparties, Chinese law allows the parties to choose which laws they will use togovern the contract. If no choice is made, Chinese laws will usually apply. Singapore takes yet another approach, with the law concerning work hours,overtime and work days being applied differently. Singapore’s Employment Actgenerally covers persons regarded as an “employee”, one who isn’temployed in a managerial or executive position, and who earns not more thanS$1,600 per month. Expatriates are covered by the Employment Act – if they meet the definitionof “employee”. For those who do not fall within the Act, common lawand the specific terms of the contract form the basis of the employee-employerrelationship. This applies equally to local and foreign employees. Generally, Singapore has an eight-hour day, 44-hour week. Work done abovethose hours by those covered by the Act requires payment of overtime, with themaximum permitted overtime being 72 hours a month. Singapore has no anti-discrimination legislation, but instead has sought a moreproactive approach, says Allen and Gledhill’s Tan Su May. While adopting CEDAWin 1995, by 1999 Singapore had put in place tripartite guidelines advisingemployers on non-discriminatory job advertisements. From January 1999 toOctober 2000, there has been almost complete eradication of discriminatorycriteria from these jobs ads, falling from 32 per cent to less than 1 per cent.Hong Kong, unlike other countries, has shied away from legislating workinghours and overtime for adults. Most manual workers perform a six-day, 48-hourweek, with a five-and-a-half-day week for white collar workers, many of whomwork on alternate Saturdays. Both patterns are compatible with Hong Kong’sEmployment Ordinance. Anti-discrimination legislation comes in the form of ordinances covering sexdiscrimination, disability and family status. However, despite calls from manyquarters, Hong Kong has never enacted race discrimination legislation. For Hong Kong-bound expatriates on secondment, HK employment law, accordingto David Clark of Linklater’s Hong Kong. “Applies regardless of an expresschoice of foreign law. One is unable to contract out of Hong Kong statutoryprotections.” However, it is possible to have home country and Hong Konglaw considered side by side. Further legal informationwww.bakernet.comwww.klegal.comwww.linklaters.comwww.allenandgledhill.comwww.hammondsuddardsedge.comlast_img read more

OxTales – Jonquil

first_imgBy Sebastian Atay  8pm outside the Purple Turtle. It is cold, grey and distinctly sleazy. All in all, the exact opposite of the sunny, spirited melodies produced by my six interviewees: the members of promising Oxford band, Jonquil. Jonquil started life in Hugo’s kitchen, a reunion of sorts between Hugo and his ex-band members, Kit and Ben, who had now been joined by Jody. “Nothing that exciting, unfortunately.” Hugo apologises. United under the Try Harder label of a good friend, they released their first record, Sunny Casinos, last year, picking up a number of positive reviews on the way. Where does the name come from? Was it, as Google seemed to suggest, a sort of Spanish flower? “We like flowers,” Hugo says, and before he has a chance to go on, Sam continues: “We’re all just as gay as fuck.” Jody explains that the name reflects that they’re a summer band. “We used to have this thing that whenever we used to play, the sun just came out, all the time. It actually did. So, it seems fitting, I guess.”In the year between the release of Casinos and their new album, Lions, Jonquil have developed significantly as a group. “The first album was done before we’d ever done gigs, or played live”, Hugo tells me. “Since we got together to play live as a band, there’s been a fundamental difference.” Whereas Casinos has a more abstract, distant feel, concerning itself more with impressions and atmosphere, Lions is an album of discrete songs, branching out into some powerful, upbeat pieces which make for a completely different experience.Do they enjoy playing live? A resounding ‘yes’. The sensation of the audience participating in the music and the freedom of reworking songs on stage transformed what the band feared would be dreary gigs in the middle of nowhere into nights to remember. “In Preston,” Jody recalls, “we thought we were going to be playing to two people in a social club, but it turned out to be one of our best gigs.”Jonquil remain optimistic: Whilst they have a marked dislike for bands who undermine the positive collaboration and interchange of talent that goes on between groups, “the sort of people that brown nose the bands who get out of Oxford,” they think that the new Academy is, on the whole, a change for the better. “Bigger bands coming to Oxford would be a good thing,” says Hugo, encouraging enthusiasm and promoting activity in Oxford’s budding musicians. “It could be exciting.”last_img read more

CHANNEL 44 NEWS:Woman Accused of Animal Hoarding Could Face Legal Action

first_imgWoman Accused of Animal Hoarding Could Face Legal ActionThe Vanderburgh County Prosecutors Office is now working to figure out if a woman accused of animal hoarding could face legal action. The Vanderburgh County Sheriff’s Office turned the Martha Crosley case over to prosecutors. They will need to…FacebookTwitterCopy LinkEmailSharelast_img

Governor Pence Pens Op-ed Regarding Accomplishments of 2016 Legislative Session

first_imgIndianapolis – Governor Mike Pence penned the following op-ed regarding accomplishments for Hoosiers from the 2016 legislative session. Attached are handouts outlining the details of the roads plan and Regional Cities Initiative, as well as the 2016 Legislative Session Highlights.General Assembly Action is a Win for IndianaGovernor Mike PenceAs the 2016 session of the Indiana General Assembly came to a close last week, Hoosiers emerged as the clear winners.In my State of the State Address at the beginning of the year, I outlined an aggressive agenda for this short session of the General Assembly that included providing $1 billion to maintain our state’s infrastructure, initiatives to combat the scourge of drug abuse and assist with local economic development as well as education and health care proposals. I commend members of the Indiana General Assembly for prioritizing these issues and look forward to signing many of them into law.To be sure, while our roads and bridges rank above the national average, we could always be doing more and we must continue to make their preservation a priority in order to maintain our reputation as the Crossroads of America.Through negotiations with leaders in the Indiana House and Senate, we were able to reach an agreement to commit more than $1 billion dollars to improve state and local roads without raising taxes.  This road funding bill will help communities throughout our state by making nearly $900 million available for local road and bridge improvements over the next four years.Furthermore, the General Assembly also fully funded three regional cities initiatives that will spur economic development projects and improve the quality of life in regions across our state.In this session of the General Assembly, we also continued to put education and our teachers first. We took a step back from ISTEP, began a process to review standardized testing in Indiana and ensured our schools and teachers were not negatively impacted by the transition to a new, more difficult test.As we seek to make teaching more attractive, I’m also pleased that lawmakers included funding for the Hoosier Educators Scholarship Program, which will encourage college students to consider a career in education. I’m enthusiastic about what this program will mean for those who aspire to educate our kids.Members of the Indiana General Assembly also deserve thanks for supporting our efforts to combat drug abuse across Indiana. We passed harsher penalties for drug dealers and made it clear that Indiana will not tolerate those who profit from selling poison in our communities. In recognizing the fact that law enforcement is one facet of our statewide, comprehensive substance abuse strategy, I’m pleased that additional legislation is making its way to my desk to expand access to treatment and life-saving measures for those caught in the grip of addiction.These efforts, along with legislation protecting the successful Healthy Indiana Plan 2.0 for the 370,000 Hoosiers who have enrolled over the course of the last year, will save lives and improve the overall health of Hoosiers.As I stated in January, my priorities during this session were focused on jobs and economic development, education, infrastructure and confronting drug abuse.I’m grateful to President Pro Tem Senator David Long, Speaker Brian Bosma and members of the Indiana General Assembly for working with our administration to advance these important measures that will strengthen our economy, improve our schools and combat drug abuse in our state. As a result, Hoosiers were the big winners from this legislative session.FacebookTwitterCopy LinkEmailSharelast_img read more