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Month: May 2021

New Year Brings New Homeowner Bill of Rights Requirements

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: Then vs. Now: Housing Markets That Remain Below Price Peaks Next: In the Near Future, Buyers Could Use Bitcoins to Purchase a Home December 15, 2017 2,303 Views in Daily Dose, Featured, Government, Market Studies, News Riddled throughout California’s Homeowner Bill of Rights (HOBR) are the words “repealed” effective “January 1, 2018”. Unfortunately, many loan servicers assume that means the entire HOBR will be repealed and that all they have to worry about going forward is complying with the Consumer Financial Protection Bureau (CFPB) loss mitigation rules. Unfortunately, that is not the case.Many sections of HOBR are being replaced by new rules that automatically go into effect January 1, 2018. In many instances, the new provisions are less onerous than their predecessors. But, in some very key areas, the new provisions can cause servicers more problems. The key is to understand what provisions are being changed and how they impact your compliance procedures.For starters, “HOBR II” attempts to remove the distinction between servicers conducting more or less than 175 annual foreclosures. In most respects, all servicers are treated the same going forward.Civil code section 2923.55 will be history in 2018. Going forward, section 2923.5 sets forth the pre-NOD contact requirements for servicers of all sizes. The two statutes are substantially similar, except that the written notice regarding servicemembers and the statement that the borrower may request a copy of the note, deed of trust, assignment, or payment history will no longer be required starting in 2018.Since the provisions are substantially the same, we anticipate that violations of the pre-NOD contact requirements will continue to be a popular allegation in lawsuits and therefore, recommend documenting the pre-notice of default contact and/or due diligence steps with precise details in case you need it later as evidence. Further, please make sure your foreclosure trustees update their compliance declarations to reflect the code change.The provisions in section 2923.6 prohibiting dual tracking will be replaced by the (new) Section 2924.11, which prohibits recording a notice of sale or conducting a foreclosure sale upon receipt of a “complete application for a foreclosure prevention alternative.” Historically, servicers were only required to stay foreclosure proceedings upon receipt of a complete loan modification application. Beginning January 1, 2018, the dual tracking prohibition applies to all applications for all foreclosure prevention alternatives.Another change is that section 2924.11 does not require an appeal period following a written denial. Instead, the denial of a first lien loan modification application shall state with specificity the reasons for the denial and shall include a statement that the borrower may obtain additional documentation supporting the denial decision upon written request to the mortgage servicer. Oddly, the new section 2924.11 does not appear to prohibit recording a notice of default when there is a pending complete foreclosure prevention alternative. However, the CFPB rules do.The old section 2923.6(g) excused servicers from having to review multiple loan modification applications that did not involve a “material change in financial circumstances.” While that provision’s vagueness caused servicers many sleepless nights, at least it afforded some relief.  Unfortunately, that provision is gone at the end of the year and there is no replacement. Therefore, it is possible that servicers must review multiple applications, regardless of whether there is a material change in financial circumstances. That said, if a servicer finds itself in trouble with an issue with multiple applications, there may be an out, but one that requires further discussion.Section 2923.7 does not expire and remains the same as before, requiring a single point of contact, also known as a “SPOC,” to communicate the loss mitigation application process, coordinate documents, notify the borrower of any missing documents, and have access to current information to accurately inform borrower of the current status. Note that this section still only applies to servicers who conduct more than 175 qualifying annual foreclosures.Section 2924.10 will be expiring, which means servicers will no longer be required to provide a written acknowledgment within five business days of receiving loan modification documents. However, the CFPB rules still require an acknowledgment letter.With section 2924(a)(5) expiring, servicers or their foreclosure trustees will no longer have to provide written notice to a borrower when a sale is postponed more than 10 business days.Section 2924.12 still creates a private right of action for a borrower to enforce HOBR; but it will now only apply to material violation of “sections 2923.5, 2923.7, 2924.11, 2924.17.” Like its predecessor, the borrower is only entitled to injunctive relief prior to the Trustee’s Deed Upon Sale recording. But, after it records, the servicer is potentially liable for any actual economic damages resulting from a material violation of the covered sections and, if the court finds that a material violation was “intentional or reckless, or resulted from willful misconduct by a mortgage servicer, mortgagee, trustee, beneficiary, or authorized agent,” the greater of treble actual damages or $50,000. This section also still allows for attorney’s fees for a prevailing borrower.With section 2924.17 remaining in effect, all servicers, regardless of size, must still ensure that before recording or filing a declaration pursuant to section 2923.5, notice of default, notice of sale, assignment of deed of trust, substitution of trustee, or a declaration or affidavit in court relative to a foreclosure proceeding, that it has reviewed competent and reliable evidence to substantiate the borrower’s default and the right to foreclose, including the borrower’s loan status and loan information. However, some of the government enforcement provisions will expire at the end of 2017.Unfortunately, the challenges with handling “complete,” but last-minute, loan modification applications still exist.  The new HOBR sections still do not directly address what happens when a servicer receives a complete loan modification application minutes or hours before a foreclosure sale. In fact, the new HOBR actually complicates matters by extending the dual tracking restriction to all foreclosure prevention alternatives, not just loan modifications. That said, like before, servicers can take steps to address how to deal with these last-minute applications ahead of time; but, it will require a separate discussion.What do all of these changes mean from a litigation perspective? Unfortunately, we anticipate continued litigation over alleged violations of HOBR. In the short term, most lawsuits will implicate the pre-January 1, 2018 HOBR due to when the foreclosure documents were recorded and when the subject loan modification reviews took place. Down the road, litigation could actually increase if servicers do not get ahead of the year-end changes. Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: CFPB hobr HOUSING mortgage The Best Markets For Residential Property Investors 2 days ago CFPB hobr HOUSING mortgage 2017-12-15 T. Robert Finlay  Print This Post Sign up for DS News Daily New Year Brings New Homeowner Bill of Rights Requirements Home / Daily Dose / New Year Brings New Homeowner Bill of Rights Requirements Demand Propels Home Prices Upward 2 days ago About Author: T. Robert Finlay Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribelast_img read more

HUD & DOJ Partner Against Sexual Harassment in Housing

first_img Related Articles in Daily Dose, Featured, Government, Journal, News  Print This Post Tagged with: Department of Housing and Urban Development Department of Justice DOJ HUD sexual harassment About Author: David Wharton Data Provider Black Knight to Acquire Top of Mind 2 days ago Department of Housing and Urban Development Department of Justice DOJ HUD sexual harassment 2018-04-12 David Wharton HUD & DOJ Partner Against Sexual Harassment in Housing The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: The Industry Pulse: Updates on US Bank, Mr. Cooper, and More Next: Streamlining Banking Processes April 12, 2018 2,071 Views Home / Daily Dose / HUD & DOJ Partner Against Sexual Harassment in Housing Demand Propels Home Prices Upward 2 days agocenter_img The Department of Housing and Urban Development on Thursday announced a new series of initiatives designed to crack down on sexual harassment across the housing landscape, working in partnership with the Department of Justice (DOJ). This new push will encompass an interagency task force, an outreach toolkit, and a public awareness campaign.“All discrimination stains the very fabric of our nation, but HUD is especially focused on protecting the right of everyone to feel safe and secure in their homes, free from unwanted sexual harassment,” said Secretary Ben Carson. “No person should have to tolerate unwanted sexual advances in order to keep a roof over his or her head. Part of our mission at HUD is to provide safe housing and we will remain diligent in this mission to protect those we serve. I look forward to working with Attorney General Sessions and the Department of Justice as part of this task force to bring an end to this type of discrimination.”Thursday’s announcement follows up on the Justice Department’s renewed focus on combating sexual harassment in the housing space, first initiated in October 2017. The DOJ initiative “sought to increase the Department’s efforts to protect women from harassment by landlords, property managers, maintenance workers, security guards, and other employees and representatives of rental property owners,” according to the HUD statement.The DOJ initiative oversaw the launch of pilot programs in the District of Columbia and the Western District of Virginia. Collectively, the two pilot programs generated nine leads since they began. The HUD statement continues, “While the Justice Department recognizes that leads and investigations do not always lead to enforcement actions, the pilot program’s results—when extrapolated across all the U.S. Attorney’s Offices across the country—could lead to hundreds of new reports of sexual harassment in housing across the country.”The newly announced HUD-DOJ Task Force to Combat Sexual Harassment in Housing will focus on five key areas: “continued data sharing and analysis, joint development of training, evaluation of public housing complaint mechanisms, coordination of public outreach and press strategy, and review of federal policies.”The outreach program will help provide templates, guidance, and checklists based on pilot program feedback to the DOJ’s national network of U.S. Attorney’s Offices. According to the HUD statement, this will “amplify available enforcement resources and help victims of sexual harassment connect with the Department.”Finally, the public outreach component will include items such as public service announcements and the launch of a social media campaign.“Sexual harassment in housing is illegal, immoral, and unacceptable,” said Attorney General Jeff Sessions. “It is all too common today, as too many landlords, managers, and their employees attempt to prey on vulnerable women. We will not hesitate to pursue these predators and enforce the law. In October, I ordered a new initiative to bring more of these cases, and we have already won relief for 15 victims. Today we announce three new steps to make the initiative more effective and to win more cases. I want to thank the dedicated and committed professionals in our Civil Rights Division and our partners in the Department of Housing and Urban Development for their hard work in this effort. We will continue to aggressively pursue harassers, because everyone has a right to be safe in their home.” David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Subscribelast_img read more

HUD Reaffirms Its Commitment to Hurricane Harvey Recovery

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Share Save Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Previous: Maxine Waters: “This Hearing Was Long Overdue” Next: The Industry Pulse: Updates on Black Knight, Schneiderman & Sherman, and More … The U.S. Department of Housing and Urban Development (HUD) announced a grant of $652 million to help Texas in its efforts to recover from the effect of 2017’s Hurricane Harvey on the state’s housing and infrastructure.This grant supports the $5 billion in disaster recovery that was approved by HUD in June 2018. On its part, Texas has submitted its latest recovery plan for HUD’s review. The plan primarily focuses on the restoration of damaged and destroyed homes, businesses, and infrastructure.According to the latest plan submitted to HUD, the bulk of the $652 million, will go towards program-related funds allocated to the State of Texas administered programs. Around $200 million will be allocated to the Affordable Rental Program. Around $236 million will be allocated towards the state-run Homeowner Assistance Program (HAP), while around $4.4 million is allocated to Housing Program Project Delivery.The additional funding allocated to HAP increases total funding for the program to around $1.3 billion to help meet owner-occupied housing’s unmet need, the plan submitted by the state indicated.“Today, we’re taking another important step along the path to recovery for hard-hit areas in East Texas,” said HUD Secretary Ben Carson. “HUD is committed to working alongside Texans to rebuild their homes, restore their businesses and repair their critical infrastructure.”The Texas General Land Office (GLO) estimates the cost of damages from Hurricane Harvey at $120 billion, making it the costliest event in U.S. history. The hurricane shut down ports, trade, tourism, oil and gas production, agricultural production, and general businesses across most of the Texas coast, for almost a week and, in some cases, significantly longer.”I am grateful to Secretary Carson for his tremendous partnership throughout the recovery and ongoing rebuilding process and for his leadership from the very beginning,” said Texas Governor Greg Abbott. “With these funds, Texas will do more than rebuild. We will rebuild our communities stronger and more resilient than before.”According to the GLO, over a million homes were impacted by Hurricane Harvey and Texas is projected to spend more than $2.6 billion on response and recovery. Subscribe Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Ben Carson Funds Greg Abbott HOUSING HUD hurricane harvey infrastructure Texas in Daily Dose, Featured, Government, Loss Mitigation, News Related Articles HUD Reaffirms Its Commitment to Hurricane Harvey Recoverycenter_img The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Home / Daily Dose / HUD Reaffirms Its Commitment to Hurricane Harvey Recovery The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Radhika Ojha Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Ben Carson Funds Greg Abbott HOUSING HUD hurricane harvey infrastructure Texas 2019-02-26 Radhika Ojha February 26, 2019 1,687 Views last_img read more

The Trouble With the QM Patch

first_img Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily January 8, 2020 2,612 Views The Best Markets For Residential Property Investors 2 days ago The Trouble With the QM Patch About Author: Paul S. Huntington, Esq. Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News, Print Features Attorney Client Manager at Richard M. Squire and Associates, Paul S. Huntington, Esq. has been practicing law in the area of creditors’ rights for seven years, with a focus on compliance, litigation, and bankruptcy. Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Servicers Navigate the Post-Pandemic World 2 days agocenter_img Share Save Servicers Navigate the Post-Pandemic World 2 days ago Previous: Fannie Mae CAS Deals Receive NAIC Designations Next: Near 50-50 Split in Affordability For Renting vs. Homebuying QM Patch 2020-01-08 Seth Welborn Borrowers just aren’t defaulting like they used to. This is obviously good for the economy and good for the mortgage industry, even if it is not the best news for those of us working in default. According to Black Knight, August 2019 saw foreclosure starts hit their lowest level in 18 years. October 2019 saw national delinquency fall to near the record low, which had just been set in the previous May. There are many reasons for this, from a strong economy to the success of the myriad regulations placed on the mortgage industry following the crisis a decade ago.But there is another more surprising reason. Certain borrowers are not defaulting in the way Congress expected, specifically high debt-to-income (DTI) borrowers. Simply put, the Consumer Financial Protection Bureau (CFPB) requires lenders to perform a DTI calculation to assess the risk of borrower default. The CFPB prevented lenders, with the notable exception of the GSEs, from offering qualified mortgage loans to borrowers with a DTI ratio higher than 43%, with the theory being, the lower the DTI ratio, the less chance a borrower would default.This, however, has not proven to be true. In the three years immediately following the implementation of the Qualified Mortgage (QM) GSE Patch, which exempted Fannie Mae and Freddie Mac from the 43% threshold, the 90-Day default rate for GSE purchase originations with borrower DTI over 45% was significantly less than the same originations for borrower DTI between 30% and 45%. In 2016, for example, the ratio of default for borrower DTI over 45% was as little as half that of DTI 30% to 45%.This pool of high DTI borrowers is by no means insignificant. It was estimated by CoreLogic that roughly 16% of all 2018 home originations stemmed from the GSE Patch, amounting to approximately $260 billion worth of loans. That percentage of originations would likely be much higher, but the CFPB legislation surrounding the QM GSE Patch has, thus far, kept private lenders from providing qualified mortgages to these individuals.However, if this pool of borrowers isn’t particularly risky, why then are private lenders being prohibited from granting them qualified mortgages? The answer to this question does not seem to be particularly clear, unless one posits that Congress just got it wrong. While DTI can certainly be a useful statistic, it by no means should be the seminal one when determining which borrowers should or should not receive a mortgage. Readily available data, such as a FICO score or simple loan-to-value ratio (LTV) have been shown to be much more effective predictors of default. Frankly speaking, DTI caps are just plain unnecessary.This unresolved issue is reaching a level of urgency with the GSE Patch set to expire on January 1, 2021. This large segment of borrowers, undeservedly stigmatized, will have even fewer options should the Patch expire with no changes to the DTI requirements. Though borrowers would be able to qualify for mortgages with FHA, VA, and USDA, a large portion would be forced to explore the non-QM space. This would require lenders in turn to expand a space structured for a smaller pool of non-W2 borrowers into one able to accommodate an increase of literally one-sixth of the number total originations. This expansion would be a boon to private mortgage lenders, to be sure, but an expansion with unnecessary growing pains.A much simpler solution would be to modify Appendix Q to significantly raise, or drop altogether, the DTI Cap. As it stands, Appendix Q—which sets the standards for determining debt and income for potential borrowers—contains requirements for employment history verification, income stability, and qualifiers on non-standard full-time employment. These standards could be left fully intact and used to calculate DTI for a higher ratio, such as 50%, with little else needed to maintain effective regulation. Based on the statistics from 2018, this would account for over 300,000 additional borrowers having access to private QM lending, who otherwise would be dependent on GSEs or Non-QM.The bottom line is that a large pool of high-quality borrowers with a low rate of default exists, and private lenders are willing to lend to them, but the government is standing in the way. The expiration of the GSE patch is a step in the right direction, but a step that will leave everyone off balance if it is not also accompanied by changes to Appendix Q. It would behoove everyone if Congress stopped extending deadlines and started revisiting DTI, so that an orderly transition can be made on January 2021 with a solution that benefits all parties. The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Tagged with: QM Patch Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / The Trouble With the QM Patch Subscribelast_img read more

One hour vigils to held outside small schools in County on May 31st

first_img Twitter WhatsApp The group which organised the Education Rally in Letterkenny last March has announced plans for a series of vigils on May 31st as the country votes on the EU Fiscal Treaty.Between 3 o’clock and 4 o’clock, it’s intended that one hour vigils will take place outside every school being used as a polling station to highlight the message that investment is needed in education and small schools must not be closed.Arranmore priest Fr John Joe Duffy is stressing that the organisers are taking no position on the referendum, and neither should anyone taking part in the vigils.He says this is about highlighting the fact that some of the schools hosting polling booths on this occasion could be closed the next time there is a vote in Ireland……….[podcast]http://www.highlandradio.com/wp-content/uploads/2012/05/jjd830.mp3[/podcast]Fr Duffy says they considered whether to hold protests during Minister Ruari Quinn’s visit to Donegal today, but decided not to because the events in the various schools are important to them, and they did not want to compromise that. Calls for maternity restrictions to be lifted at LUH One hour vigils to held outside small schools in County on May 31st Facebook Twitter Pinterest Previous articleEducation Minister expected to be met by protesters at Finn Valley College openingNext articlePearse Doherty criticises Government over second referendum comments‎ News Highland Guidelines for reopening of hospitality sector published Pinterest Google+center_img 448 new cases of Covid 19 reported today By News Highland – May 18, 2012 Three factors driving Donegal housing market – Robinson RELATED ARTICLESMORE FROM AUTHOR WhatsApp Help sought in search for missing 27 year old in Letterkenny News Facebook NPHET ‘positive’ on easing restrictions – Donnelly Google+last_img read more

Two in court after garda car ramming

first_img Previous articlePublic Accounts Committee looking at army border paymentsNext article“Supergrass” seeking compensation for abandonment by MI5 News Highland Calls for maternity restrictions to be lifted at LUH By News Highland – October 18, 2012 Two in court after garda car ramming Guidelines for reopening of hospitality sector published Google+ Pinterest WhatsApp Facebook Two men are appearing in court in Letterkenny today following an overnight incident in which a garda car was rammed.We understand that shortly after midnight, a chase began when gardai attempted to stop a car at the Mountain Top in Letterkenny for alleged traffic offences, and during the chase, a garda vehicle was damaged.The chase ended twenty minutes later in the Glenvar area, and two arrests were made. Gardai say there were no injuries. Pinterest Facebookcenter_img Almost 10,000 appointments cancelled in Saolta Hospital Group this week WhatsApp Twitter RELATED ARTICLESMORE FROM AUTHOR Google+ News NPHET ‘positive’ on easing restrictions – Donnelly Twitter LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Three factors driving Donegal housing market – Robinson last_img read more

100 mph winds hit Donegal

first_img RELATED ARTICLESMORE FROM AUTHOR Twitter Google+ Pinterest Previous articleMan arrested in connection with Strabane St.Patrick’s Day stabbingsNext articleLetterkenny Principal hits out at School League Tables News Highland WhatsApp Facebook Pinterest Google+ News NPHET ‘positive’ on easing restrictions – Donnelly Facebookcenter_img Twitter Three factors driving Donegal housing market – Robinson Winds of up to 100 mph have been lashing Donegal since early morning, with gardai and the Road Safety Authority urging caution on the roads. Trees and telegraph poles are down in a number of areas, and there are reports of trampolines and other items being blown from gardens onto roads.Offshore islands have been feeling the brunt of the winds, with no ferries and schools closed on Arranmore Island.Up to 1,500 homes were without power in the county at the height of the storm. The worst problems were recorded in the Rosses and Bloody Foreland. with sparodic faults in other areas. ESB say all the issues are being addressed.Speaking on the Shaun Doherty Shoe today, Chief Forecaster with Met Eireann Gerard Fleming said the winds will begin to ease by 3 o’clock this afternoon.However, he said wintry showers will increase in the coming days, and while significant accumulations of snow are unlikely, it will be very cold…………….[podcast]http://www.highlandradio.com/wp-content/uploads/2011/12/gflem1pm.mp3[/podcast] By News Highland – December 8, 2011 Guidelines for reopening of hospitality sector published LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Calls for maternity restrictions to be lifted at LUH 100 mph winds hit Donegal WhatsApp Almost 10,000 appointments cancelled in Saolta Hospital Group this weeklast_img read more

MEP Pat the Cope Gallagher reacts to Taoiseach’s address to the European Parliament

first_img Pinterest Facebook Three factors driving Donegal housing market – Robinson MEPs in Strasbourg have been reacting to the Taoiseach’s address to the European Parliament today.Mr Kenny’s address marked Ireland’s presidency of the EU that will last for the next 6 months.During his speech Mr Kenny stressed the need for the EU to live up to commitments made at last June’s EU Summit when an agreement was reached to decouple sovereign from banking debts.Northwest Fianna Fail MEP Pat the Cope Gallagher says he believes that deal will be implemented along with a deal on the Anglo Irish promissory notes…..[podcast]http://www.highlandradio.com/wp-content/uploads/2013/01/cope530.mp3[/podcast] Guidelines for reopening of hospitality sector published RELATED ARTICLESMORE FROM AUTHOR LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Almost 10,000 appointments cancelled in Saolta Hospital Group this week Twitter By News Highland – January 16, 2013 Facebook Previous articleSeptic tank registration in Donegal joint lowest in the stateNext articlePeople who add extensions to their homes will have to pay extra property tax News Highland center_img Calls for maternity restrictions to be lifted at LUH News Pinterest WhatsApp Google+ MEP Pat the Cope Gallagher reacts to Taoiseach’s address to the European Parliament WhatsApp Twitter Google+ Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margeylast_img read more

Council says non-domestic water disconnections will continue

first_img Three factors driving Donegal housing market – Robinson Council says non-domestic water disconnections will continue Almost 10,000 appointments cancelled in Saolta Hospital Group this week Pinterest News By News Highland – August 15, 2012 Pinterest WhatsApp Guidelines for reopening of hospitality sector published Twitter RELATED ARTICLESMORE FROM AUTHOR Donegal County Council has confirmed this afternoon that more non domestic water disconnections have taken place in recent weeks.The council has been adopting a get tough policy, with officials saying that will continue for the rest of the year.12 disconnections have taken place to date, and in a statement this afternoon, the council says further disconnections are planned in the weeks ahead.The council says its campaign to disconnect supplies where no payment is received and no effort made to engage with the Council will continue for the rest of this year. This action, according to today’s statement, has been necessary due to a relatively small number of consumers not paying their water bills or failing to adhere to payment agreements.The statement reiterates that Donegal County Council is willing to engage with consumers who are having difficulty in paying, and payment through instalments can be facilitated.center_img LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton WhatsApp Facebook Google+ Calls for maternity restrictions to be lifted at LUH Previous article22 adults complete Leaving Cert through Donegal VECNext articleSister of Arlene Arkinson says family have lost faith in the police News Highland Facebook Google+ Twitter Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margeylast_img read more

Marine Minister says Killybegs improvements must complement fishing industry

first_img Facebook News By News Highland – April 13, 2011 Marine Minister says Killybegs improvements must complement fishing industry Pinterest Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Pinterest Almost 10,000 appointments cancelled in Saolta Hospital Group this week Need for issues with Mica redress scheme to be addressed raised in Seanad also Twitter Marine Minister Simon Coveney says he favours expanding Killybegs Fisheries Harbour, but warned the Dail this afternoon it must be achieved in a way which complements the harbour’s core industry.Mr Coveney was responding to Independent Deputy Thomas Pringle, who was seeking government support for the development of Killybegs.The Donegal South West TD said there have been several reports published on how Killybegs can broaden its horizons, but in certain cases, the department has been a hinderance rather than a help……..[podcast]http://www.highlandradio.com/wp-content/uploads/2011/04/pring4pm.mp3[/podcast]Responding, Minister Coveney said there are opportunities in fish processing and other disciplines, but stressed that development must be monitored…………….[podcast]http://www.highlandradio.com/wp-content/uploads/2011/04/simon4pm.mp3[/podcast] Google+center_img Google+ WhatsApp Guidelines for reopening of hospitality sector published RELATED ARTICLESMORE FROM AUTHOR Twitter Facebook Calls for maternity restrictions to be lifted at LUH WhatsApp Previous articleMen arrested in Donaldson murder probe from Dungloe and AnnagryNext articleCllr Terence Slowey “breached ethics guidelines” – SIPO News Highland LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton last_img read more