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Former Keva chairman calls for end of private pensions in Finland

first_img“It has been seen that a public entity – Keva, that is – can look after pensions for smaller cost and in a more just manner. In addition, their investments have yielded more than those of private pension insurance companies.“A public monopoly would serve the interests of pension savers better than the current setting, where competition is only nominal.”Kataja also argued that the current system wastes resources on high management costs and paying bonuses to the companies that switch insurance companies.“A single institution would be easier to supervise than a system consisting of several players,” Kataja said.“One large actor would also have the best chances to perform well in terms of investment returns.”Suvi-Anne Siimes, managing director at Tela, responded to Kataja’s proposals by pointing out that the main task of the occupational pensions system was to secure pensions for current and future pensioners.Tela represents all statutory earnings-related pension insurance institutions in Finland.“There is a strong basis for the current, diversified model in Finland, the most important duty of which is to secure statutory pensions,” Siimes told IPE.“In the Finnish occupational pension system, unlike in so many other countries, pension assets are kept separate from the state budget.“This means the funds cannot be used for anything else except paying out pensions – for example, for balancing state or municipal economies in harder times, unlike in some other countries in Europe, as seen recently.”The current structure also reduces investment risk, as each institution follows its own investment strategy, Siimes said.“In a more centralised system, investment portfolios would also be more centralised, which would increase investment risk in the whole system,” she added.“In the current system, if one investment fails to perform well, another one will balance it.”In early 2013, the Finnish Centre for Pensions published a study comparing the costs of the Finnish occupational pensions system with corresponding systems in other countries.It found that the operating costs of the Finnish system were the lowest in the Nordic region, and that the pensions landscape comprised fewer institutions than in other countries researched. The Finnish Pension Alliance (Tela) has criticised the recent suggestion of Sampsa Kataja – a local MP and former chairman of Finland’s local government pension institution Keva – that the country’s pensions landscape should be simplified into a monopoly of one public pension institution.Kataja, currently serving as an MP for the centre-right National Coalition Party, told Finland’s national public service broadcasting company last week that the current system, which consists of several institutions for statutory pensions, should be dismantled and a public monopoly established instead.According to Kataja, supervising a single and public institution would be easier and more profitable than the current setting of several public and private bodies for statutory pensions.“Pensions and contribution rates are defined in the law, meaning there is no real competition in the market in any case,” he said.last_img read more

Wrestling: Gold and Silver for Members of Bosna at the ‘Christmas Tournament’ in Zagreb

first_imgYoung wrestlers from the Sarajevo club Bosna Husein Gegić and Aldin Memić won the gold and silver medals at the traditional ‘Christmas Tournament’ for cadets and boys in Zagreb.33 teams from nine countries participated (Denmark, Austria, Italy, Hungary, Slovenia, Serbia, B&H, Slovakia and the host Croatia).Gegić won the gold medal in the category up to 35 kg, defeating all opponents in the first round, while Memić won silver in the category up to 83 kg.‘’This was also the last competitive tournament in this very successful year. We wish to note that Husein Gegić won seven gold medals at seven international tournaments, which were held outside B&H. This shows a very talented young wrestler’’, said trainer of the wrestling club Bosna Fahrudin Hodžić.(Source: Fena)last_img read more

Warriors HQ Podcast: DeMarcus Cousins is a double-edged sword

first_imgIn the latest episode of the WarriorsHQ podcast, Warriors reporter Logan Murdock and columnist Dieter Kurtenbach discuss DeMarcus Cousins’ performance in Golden State’s victory over the Hornets Monday night, Draymond Green’s importance and place a friendly wager on who the Warriors’ first-round postseason opponent will be.Timestamps1:40 Draymond Green looks great after what appeared to be a serious injury.7:18 Kevin Durant and his inspired performance18:02 Serviceable defense and DeMarcus …last_img read more

10 months agoFulham to release Luca de la Torre for loan

first_imgTagsTransfersLoan MarketAbout the authorPaul VegasShare the loveHave your say Fulham to release Luca de la Torre for loanby Paul Vegas10 months agoSend to a friendShare the loveLuca de la Torre is set to leave Fulham next month.The Mirror says Fulham are looking to send De la Torre out on loan.Fulham will allow him to leave for more first-team games next month and they have received initial interest from clubs in Germany and the Netherlands.Several League One clubs are also interested in the US international.Cottagers chiefs believe six months away will accelerate De la Torre’s development. last_img read more

This Round Of The Champions League Might Get Wild

The UEFA Champions League resumes on Tuesday with the first slate of its Round of 16 games. In the video above, we explain why this year’s matchups could create some unpredictable results.Read more: Our 2019 Champions League predictions

Mohamed Salah agent reacts to Barcelona rumours

first_imgReports emerged earlier today that Mohammed Salah’s agent  “offered” the Liverpool star to Barcelona for a deal. That report has been strongly denied by Salah’s agent.Salah only joined Liverpool last summer and enjoyed a stellar debut campaign at Anfield. But Spanish newspaper AS reported that the 25-year-old had been ‘offered’ to La Liga giants Barcelona by his agents.His agent took to Twitter to refute the claim, saying that such thing never happened: This never happened. @English_AS you need better sources. https://t.co/Y4OpwkoNYV— Ramy Abbas Issa (@RamyCol) June 6, 2018divock origi, liverpoolReport: Origi cause Klopp injury concerns George Patchias – September 14, 2019 Divock Origi injury in today’s game against Newcastle is a cause for concern for Jurgen Klopp.Perhaps with one eye on Tuesday’s trip to Italy…Salah scored 44 goals in 52 appearances in his first season at Liverpool and was named Football Writers’ Footballer of the Year and PFA Player of the Year. The £36m signing helped Liverpool to the Champions League final but was forced off with an injury as his side lost 3-1 to Real Madrid in Kiev. And he faces a race against time to get fit for this summer’s World Cup campaign, where Egypt face hosts Russia, Saudi Arabia and Uruguay.Salah was included in Egypt’s 23-man squad but Egypt coach Hector Cuper has admitted he is preparing for life without his star man.last_img read more

Klopp confirms Dejan Lovren injury

first_imgLiverpool manager Jurgen Klopp has confirmed that defender Dejan Lovren sustained a hamstring injury during their 2-1 defeat at Wolves on Monday night.Lovren was replaced by 16-year-old Ki-Jana Hoever after just six minutes into the game at the Molineux.In his post-match press conference, Klopp confirmed the injury and gave an update on his condition.“[It is his] hamstring, is what I heard – without any signs before. I asked everybody, no signs, nothing, just out of the blue, so that’s the decision you have to make,” he told the club’s website.“I am not sure what you all would have said if immediately from the beginning if our centre-half situation was Fabinho and Ki-Jana; then probably a few very smart people would tell me that I don’t respect the competition or whatever.Jadon Sancho, Borussia DortmundCrouch: Liverpool could beat Man United to Jadon Sancho Andrew Smyth – September 14, 2019 Peter Crouch wouldn’t be surprised to see Jadon Sancho end up at Liverpool one day instead of his long-term pursuers Manchester United.“So, we tried to do all the things [we could]. Of course, on the other hand, it doesn’t make sense to bring in a 16-year-old boy from the start.“You don’t bring him, you wait until he is completely ready, but he did well. He came on and did well.“That’s how it sometimes starts – when you are really needed then it is only about if you are good enough and not how old you are.“He did well, so that was all OK. That’s it.”Asked when the defender might return, Klopp answered: “I don’t know in this moment.”last_img read more

Oceanside neighborhood evacuated for natural gas leak

Mission Valley Stadium Site Special Measure G E

first_img Categories: Local San Diego News, Politics Tags: Decision 2018, SDSU West, SoccerCity, Stadium Site FacebookTwitter Mission Valley Stadium Site Special: Measure G & E Posted: October 19, 2018 KUSI Newsroom KUSI Newsroom, center_img October 19, 2018 The San Diego County Taxpayers Association cross-comparison of options for the Mission Valley stadium site can be read here. Updated: 5:22 PMlast_img

NOW HIRING 10 New Job Openings In Wilmington